Please read these terms carefully before using LumixAI tools, products, or services.
Last updated: March 2026 · LumixAI is a trading name of Lane Marketing
Important: LumixAI tools and reports are modelling and guidance tools only. They do not constitute financial, legal, accounting, or professional advice. All outputs should be evaluated carefully and used in conjunction with your own knowledge, experience, and professional advisers. Every business is different and no tool can account for all individual circumstances.
LumixAI is a trading name of Lane Marketing ("we", "us", "our"). We provide commercial intelligence tools, templates, reports, and services for SME owners through the website at lumixai.co.uk.
By accessing or using our website, tools, or services, you agree to these Terms and Conditions. If you do not agree, please do not use our services.
LumixAI tools are modelling tools for guidance purposes only. They are designed to help business owners model performance, explore scenarios, and identify areas for commercial attention. They are not a substitute for professional financial, legal, accounting, or business advice.
Our tools take data you input and apply purpose-built formulas and frameworks — based on commercial experience and industry benchmarks — to produce outputs such as margin calculations, cashflow projections, health scores, and recommendations.
You are responsible for the accuracy of the data you enter. You are responsible for evaluating and verifying all outputs before making any business decisions. We strongly recommend that significant business decisions be reviewed with a qualified accountant, financial adviser, or solicitor.
To the fullest extent permitted by law, LumixAI and Lane Marketing shall not be liable for:
Our total liability to you in connection with any claim shall not exceed the amount you paid for the specific product or service giving rise to the claim.
Nothing in these terms limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.
Our free tools — including the Free AI Review, Business Idea Validator, 90-Day Checklist, Business Health Check, Quick Margin Checker, and 30-Day Cash Snapshot — are provided free of charge for guidance purposes.
Free tools are provided "as is" without warranty of any kind. We reserve the right to modify, withdraw, or discontinue free tools at any time without notice.
Data entered into interactive tools on our website is processed within your browser only. We do not transmit, store, or access this data. See our Privacy Policy for full details.
Paid tools, templates, and reports are sold as one-off, non-recurring purchases. Payment is processed securely via Stripe or Gumroad on behalf of Lane Marketing.
Digital products are delivered by download link to your email address following successful payment. If you do not receive your download within 24 hours, contact hello@lumixai.co.uk.
Due to the digital nature of our products, we do not offer refunds once a product has been downloaded. If you have not downloaded your product and wish to cancel, contact us within 24 hours of purchase.
Purchased tools are licensed for your personal or business use only. You may not resell, redistribute, sublicense, or share downloaded tools with third parties. Each purchase covers a single user licence.
All content on this website — including tools, templates, reports, frameworks, text, design, and code — is the intellectual property of Lane Marketing trading as LumixAI and is protected by UK and international copyright law.
You may not copy, reproduce, distribute, or create derivative works from our content without express written permission, except for your own personal or business use of legally purchased products.
The Daily Business Briefing on this website displays economic and market data compiled from publicly available sources. This data is indicative only and is not guaranteed to be accurate, complete, or up to date.
Do not rely on Daily Briefing figures for financial transactions, regulatory compliance, or any decision requiring verified, real-time data. Always verify figures against primary sources (Bank of England, ONS, HMRC, etc.) before acting on them.
You agree not to:
We reserve the right to restrict access to any user who breaches these terms.
These Terms and Conditions are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We may update these Terms and Conditions at any time. The date at the top of this page shows when they were last updated. Continued use of our services constitutes acceptance of the updated terms.
For any questions: hello@lumixai.co.uk