Upload a CSV or PDF from your bank or accounting software. The AI reads every transaction, categorises your income and costs, flags missed claims, and delivers a plain-English financial summary.
Upload your CSV or PDF — results in under 60 seconds
Try it free →No manual data entry. No spreadsheet skills needed. Upload your existing business statement and let the AI do the work.
Export a CSV or PDF from your bank (Monzo, Starling, Barclays, HSBC, NatWest, Lloyds) or accounting software (FreeAgent, Xero, QuickBooks). Drag and drop it straight onto the tool. The AI handles the rest.
Tell the tool whether you are a sole trader or limited company, and whether you are VAT registered. This shapes how the HMRC allowability analysis is applied to your transactions.
The AI reads each line of your statement, classifies it as revenue, staff costs, premises, travel, marketing, subscriptions, equipment, or other, and applies the HMRC “wholly and exclusively for business” test to flag any items that need attention.
Total income, net position, estimated monthly tax set-aside, potential missed claims, items to review, and three specific actions based on what is actually in your data. Plain English. No jargon. Ready in under 60 seconds.
Every analysis includes these six outputs as standard, based entirely on the transactions in your file.
Total income, total spend, and net position for the period covered by your file. Broken down by income source and top cost categories.
Every transaction classified into revenue, staff costs, premises, travel, marketing, professional fees, subscriptions, equipment, or bank charges.
Items categorised as allowable, needing justification, or not allowable under HMRC’s wholly and exclusively for business test. Know what you can and cannot claim before you speak to your accountant.
Estimated taxable profit and a recommended monthly amount to set aside for tax, based on your income and allowable expenditure during the period.
Potential allowances that may be under-claimed or missing based on the transaction patterns in your data. Use Wear and Tear, use of home, mileage, professional subscriptions.
Concrete next steps based on what is actually in your data. Not generic advice — actions specific to the income, costs, and patterns the AI has detected in your business.
No new software. No integrations to set up. Export from whatever you already use and upload it directly.
CSV exports give the cleanest data — every transaction row is clearly structured with date, description, and amount. Most UK banks and all major accounting platforms export CSV.
PDF statements work well for most UK bank PDFs that are digitally generated rather than scanned. The AI extracts and reads the transaction table directly from the file.
Free version gives you an executive summary. Subscriber version gives you transaction-level analysis, tax estimation, missed claim identification, and a full PDF report.
Not regulated financial or tax advice. Always consult a qualified accountant for tax decisions.